What are the legal options when the insurance companies deny your claim? You need to consult your injury lawyer in Kitchener to understand the situation better. There might be certain conditions where the insurance company refuses to pay you any compensation for the injuries suffered in a car accident. Understanding them will help you to delve into your situation better. After making claims from the defendant or the related insurance company you have to wait for the money to come. This is important to pay for the medical bills and other financial commitments in our day-to-day lives. Now what will happen if the insurers simply refuse to pay you any money?

According to your injury lawyer in Kitchener, this might be in different situations.

•    Avoidable accident: if the insurance company believes that the accident was completely avoidable and that you did not do anything, they may go for claim denial. Have you done something that makes the policy ineffective? This could be in situations where you were driving while completely intoxicated. Did you allow an unlicensed driver to take your car? Such situations give a strong ground to the insurance company to deny your claim.

•    No treatment or complaint: if you sustained injuries during the car accident, it is quite natural to seek treatment for them. If you have not done that, you may not even have a case. Injury lawyer in Kitchener will advise their clients not to pursue the claims from insurance companies when this happens. Other than that, you need to complain against the guilty party to the police and other relevant agencies. All this things tend to make your case stronger. Otherwise, it gives insurance company one great reason to deny your dues.

•    No indication of pain/injury in medical record: if the doctors when writing your medical record do not indicate the presence of injury or pain, you can say goodbye to any compensation. According to personal injury lawyer in Kitchener, this gives a valid reason to the insurance companies to deny your injuries completely.

•    The pre-existing conditions: sometimes, the injuries that you sustained may become aggravated simply because you have a pre-existing situation. This also gives a valid reason to the insurance company to deny the claims. They might argue that only pre-existing situations is leading to pain. You have not sustained anything new due to the accident.

As soon as you get denial notice from your insurance company contact a personal injury lawyer in Kitchener. They will in turn talk with the insurance providers to understand the reasons in depth. If they feel that this is an injustice, they will advise you to pursue the case further. Otherwise, there is nothing to do but take time to read the policy more thoroughly than before. However, you are allowed to appeal after a claim denial and your lawyer might be of assistance, if there is a chance that in the next appeal you might win compensation.